Civil Justice is a nonprofit organization formed in 1998 for the purpose of increasing the delivery of legal services to clients of low and moderate income while promoting a statewide network of solo, small firm, and community-based lawyers who share a common commitment to increasing access to justice. Civil Justice traditionally assists clients who are low-income but earn too much to qualify for Legal Aid. Civil Justice staff believe that predatory car financing practices targeting low-wage workers in distressed neighborhoods in Baltimore is a systemic problem, harming individuals and stymieing workforce development efforts. This grant provides funds for staffing and data collection to explore the extent of the problem and develop an appropriate response.